I had no idea how to tackle paying off the kind of debt I’d incurred, so I decided to google it. “How to pay off credit card debt,” I typed, sure that I’d find some sort of solace in the strategies presented to me.
Coincidentally, feeling ashamed of your credit card debt is similar to the shame you feel for being depressed and unable to function: It’s all your fault, and unless you start “making the choice” to do things differently, it’s never going to get better.
However, I found the overall tone, approach, and attitude toward credit card debt exceedingly unhelpful; in fact, reading debt resolution advice from financial experts mostly made me feel exponentially worse.
The first result was the website of a tough-talking financial expert and multimillionaire with a special section on how to get out of credit card debt. “To get out of debt,” the site reads, “you’ve got to change your habits.
You’d think the day I decided not to kill myself would be a joyous one, but when the fog lifted, it all hit me: I was $25,000 in credit card debt, a hollowed out carcass standing in a room full of vintage Japanese dresses, various types of coffee pots, and random Etsy art.
If you have credit card debt, you’ve made “bad” or “unnecessary” choices.
And, since I figured I wouldn’t be dying any time soon, I thought I might also try to get myself out of the $25,000 in credit card debt I had amassed.
Credit card debt, on the other hand, is shameful; we take it on because we can’t live within our means or control ourselves.
‘I Shopped to Cope With Depression—And Racked Up $25K in Credit Card Debt.
Credit card debt carries a lot of stigma. Just like living with depression. https://t.co/7M5Bx6kmZy— Glamour (@glamourmag) January 4, 2020